Course Outline
Early Career Guide to Retirement (FERS) - 1 Day Course
A comprehensive 1-day seminar suitable for FERS employees with 1-5 years of federal service. Includes but not limited to the following topics:
(Half Day): Federal Benefits Under FERS
- FERS Retirement Eligibility
- Creditable Service
- Annual and Sick Leave Credits
- Disability Retirement
- Annuity Calculation
- Deposit/Redeposit
- Leaving Federal Service before Retirement
- Death before Retirement
- COLAs
- Survivor Benefits
- Insurances (FEGLI, FEHB, FEDVIP, FLTC, FSA)
- Overview of Social Security and Medicare Benefits
(Half Day): Financial and Tax Planning
- Financial Literacy (Budgets, Goals, Debt Management)
- Understanding and Improving your Credit Score
- Tax-Saving Strategies
- First Home Purchase Planning
- Funding College Education
- The Thrift Savings Plan (TSP)
- Borrowing from the TSP
- Inter-fund Transfers/Allocations
- Roth TSP vs Traditional
- Investments Beyond the TSP: Cash, Stocks, Bonds,
- Diversification and Dollar-Cost Averaging
- Traditional and Roth IRAs
BC Financial Planning Guarantee
All BC Financial Planning instructors are Subject Matter Experts (SMEs) in their respective fields, with years of experience delivering live and virtual seminars.
CSRS/FERS Benefits delivered by Federal Benefits Specialists who have worked for the Federal government in a Benefits/HR discipline. Our Federal Benefits SMEs continuously update their materials in accordance with changes made by OPM.
Financial and Tax Planning information delivered by Certified Financial Planners® and/or Certified Public Accountants®. We require our Financial and Tax Planning SMEs to be knowledgeable about the FERS and CSRS Benefits Systems.
Actively practicing attorneys deliver the Estate Planning modules.